What’s new

Rewards+ personalised for you

Rewards+ personalised for you

Discover Malaysia's premier card rewards programme with deals, UNIRinggit redemptions, and pay with UNIRinggit.

View your finances at a glance

View your finances at a glance

Enjoy a holistic overview of your wealth portfolio and transactions all in one place.

Replace your card with a few taps

Replace your card with a few taps

Use the UOB TMRW app to request for your card replacement, and also to report and block a lost card.

Control your finances your way

Control your finances your way

Explore the new features on the UOB TMRW app and enjoy greater financial flexibility anytime, anywhere.

Ways to take charge of your finances

Credit Limit Increase

Credit Limit Increase

Manage your credit card limit wherever you are. Increase your credit limit permanently via UOB TMRW app.

Easi-Payment Plan

Easi-Payment Plan

Turn your credit card purchases into smaller monthly instalments at attractive interest rates.

Balance Conversion

Balance Conversion

Take charge of your cash flow by converting your credit card statements into smaller monthly instalments of up to 60 months.

Ways to take charge of your finances

Seamless payments

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DuitNow (Pay-to-Account-Number)

DuitNow allows for easy and secure instant transfers to participating banks. View and confirm account details before making transactions.

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DuitNow (Pay-to-Proxy)

With DuitNow's instant payment feature, you can now conveniently transfer money to anyone, anytime, anywhere using just a mobile or NRIC number.

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DuitNow QR

Enjoy a seamless payment experience in just four steps - scan, key in the amount, review, and confirm - across multiple banks and eWallets.

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UOB Pay

Enjoy the ease of a mobile wallet and make quick, contactless payments at over 10,000 outlets worldwide (NFC-supported Android devices only).

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IBG funds transfer

IBG fund transfer enables you to quickly transfer funds and payments to other participating banks, credit cards, loans, and hire purchase accounts.

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JomPAY

You can now enjoy a hassle-free and efficient way to settle your bills online across Malaysia - supported by various banks.

Seamless payments

 

UOB Access

Enhanced security

Secure your activities with UOB Access

Card

Previously known as Mighty Secure

token

Embedded digital token for safe transactions

lock

Protected with a 6-digit Secure PIN

security

Next-level security authentication

 

UOB Insights

UOB Insights

UOB Insights is the smarter way of banking that analyses your banking habits and provides you with personalised insights, making your banking experience simple and meaningful.

Smart, personalised experience

Track & predict your finances

Take control of your financial planning. Gain insights on your budgeting, manage spending and saving patterns, monitor cash flow, and plan ahead.

Smart notifications and alerts

Stay on top of your finances with automated reminders and alerts, including payment reminders, transaction notifications, and savvy financial tips.

Personalised recommendations for you

UOB Insights analyses your transactions and provide tailored content, products, and deals based on your habits and preferences.

 

UOB Rewards+

Promotions

Promotions

Utilise our exclusive deals, discounts, and unique offers, designed to help you maximise your UOB Rewards+ experience.
Learn more

Redeem now

Redeem now

Enjoy a more fulfilling experience with our UNIRinggit Rewards Programme.
Learn more

Pay with UNIRinggit

Pay with UNIRinggit

Pay first, then offset your purchases with UNIRinggit.
Learn more

Coupons

Coupons

Claim and redeem the line-up of coupons coming your way at our participating merchants.
Learn more

 

Get up to 6% p.a.* with UOB One Account

Get up to 6% p.a.* with
UOB One Account

Whether you're starting a new job, a business, or advancing in your career, we want to help you optimise your savings and reach your financial goals.

Open the UOB One Account now in just 5 simple steps.

*T&Cs apply.

 

 

 

Make TMRW yours,
download now.

 

 

 

We’re here to help

FAQ

FAQ

Find solutions to all your queries about UOB TMRW and other financial services.

How-to guides

How-to guides

Easily learn how to maximize UOB TMRW with straightforward step-by-step guides.

Terms and conditions

Terms and conditions

Check out the terms and conditions before you get started with UOB TMRW.
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