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An Exclusive Balance Transfer Welcome Offer
Start your rewarding journey as a new UOB credit cardmember and enjoy interest from as low as 0%* when you consolidate your outstanding credit card balances from other banks with UOB Balance Transfer.
*Offer is only valid for new credit cardmembers who apply for UOB Balance Transfer Instalment within 6 months of the approval date of their new credit card application. New credit cardmembers refer to customers who are not an existing principal UOB Credit Cardmember and have not cancelled a UOB Credit Card within the last 12 months from the approval date of the new credit card application. Only principal UOB Credit Cardmembers who have activated their card(s) may apply, subject to bank’s credit assessment. Terms and conditions apply.
Consolidate your balances easily
Flexible repayment tenure
You can opt for tenure up to 60 months
No early termination penalty
No early termination penalty when you settle the full outstanding balance early
Balance Transfer
UOB Balance Transfer Instalment
With UOB Balance Transfer Instalment, transfer your outstanding balances from other banks' credit card to UOB Credit Card with a longer payment tenure (12 to 60 months), helping you manage your monthly cash flow better.
| Offer | Payment Tenure | Effective Interest Rate (EIR) |
|---|---|---|
New Cardmembers |
6 months | 0% p.a. |
| 12, 24, 36, 48 or 60 months | 3.80% p.a. | |
| Existing Cardmembers | 12, 24, 36, 48 or 60 months | From as low as 3.80% p.a.* |
*Interest rate is subject to customer's credit profile. Terms and conditions apply.
How does UOB Balance Transfer Instalment Plan work?
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Balance Transfer Instalment Plan amount (RM)
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6 months
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12 months
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24 months
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36 months
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48 months
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60 months
| Balance Transfer Instalment Plan amount (RM) | 6 months | 12 months | 24 months | 36 months | 48 months | 60 months |
| 5,000 | 842.59 | 425.29 | 216.68 | 147.18 | 112.45 | 91.63 |
| 10,000 | 1685.19 | 850.59 | 433.36 | 294.35 | 224.90 | 183.26 |
| 15,000 | 2527.78 | 1275.88 | 650.04 | 441.53 | 337.35 | 274.90 |
| 20,000 | 3370.38 | 1701.17 | 866.72 | 588.70 | 449.79 | 366.53 |
| Balance Transfer Instalment Plan amount (RM) |
| 5,000 |
| 10,000 |
| 15,000 |
| 20,000 |
How to apply for Balance Transfer
Option 1
Click Apply now with your offer code to register your interest with us.
Apply Now
You may locate the “Offer Code” in the SMS/Email invitation that has been sent to your mobile number or email address registered with UOB Malaysia.
“Offer Code” sent to you is only valid up to the expiry date stated in your SMS/Email invitation.
Option 2
SMS UOBBT to 66300.
We will call you within three (3) working days.
Option 3
Call us at 03-2638 8804
(between 9am - 6pm on working days only).
Frequently Asked Questions (FAQ)
1. How do I know if I am eligible to apply for UOB Balance Transfer?
You are eligible to apply if you are a UOB Principal Credit cardmember who is not over limit or with overdue payments.
2. What if I fully settle the Balance Transfer before the tenure expiry?
Yes, you may settle the remaining Balance Transfer outstanding amount before tenure expiry. There will be no early termination penalty.
3. Is there a minimum or maximum amount I could transfer with UOB Balance Transfer?
Yes, a minimum of RM1,000 or up to 80% of your credit limit or available limit, whichever is lower.
4. I would like to transfer my outstanding balances from other bank's credit card to UOB, is there a limit on the number of banks I could transfer?
You may transfer up to 5 different credit card balances in one application.
Balance Transfer Instalment – Effective Interest Rate
UOB Balance Transfer Instalment T&C: ENG
UOB Balance Transfer Instalment PDS: ENG
Balance Transfer Instalment – Flat Interest Rate
UOB Balance Transfer Instalment T&C: ENG
UOB Balance Transfer Instalment PDS: ENG
Balance Transfer Reducing
UOB Balance Transfer (Reducing) T&C: ENG
UOB Balance Transfer (Reducing) PDS: ENG
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You might be interested in
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Manage your credit card limit wherever you are. Increase your credit limit temporarily or permanently via UOB TMRW app.
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