Credit Card Balance Transfer

  • balance-transferbalance-transfer

    It is simply easier with UOB Balance Transfer



Enjoy great savings when you transfer your outstanding balances from other banks to UOB Credit Card! Repay your balances at much lower interest with flexible tenures of up to 18 months. You can even choose to pay fixed amount or decide on your own repayment amount every month! UOB always gives you the opportunity to manage your financial better.


Reducing Balance

Reducing Balance

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Manage your financial better by having the flexibility to decide on your monthly repayment.



Special Interest Rate

Special Interest Rate Term

Plan 25

3% upfront interest

6 months

Plan 26

4% upfront interest

12 months

Plan 27

5% upfront interest

18 months


Get no surprises with UOB Fixed-Pay Balance Transfer Promotion that allows you to transfer your outstanding balances from other banks’ credit card or charge card to UOB Credit Card and enjoy a monthly fixed instalment with interest savings.


Best part of the deal:

  • Get no surprises – know how much to pay every month
  • Manage your finances better with a fixed amount every month


Fixed-Pay 6 Months

Fixed-Pay 12 Months

Fixed-Pay 18 Months

2.68% upfront interest

3.68% upfront interest

4.68% upfront interest

Fixed instalment for 6 months

Fixed instalment for 12 months

Fixed instalment for 18 months



(minimum of RM1,000)
Interest Rate
% pa
(6% or 6.6%)
Monthly Repayment Amount

Apply Now

There are 3 simple ways to apply for UOB Balance Transfer

  • SMS

SMS UOBBT to 66300

Our officer will give you a call within a few days!

  •  24-hour UOB Call Centre

Call us anytime!

  • Application Form

Complete the application form (Reducing Balance and/or Fixed Pay), attach photocopy of your other bank credit card/charge card statement and send via mail to:

UOB Card Centre, P.O Box 10253,

50708 Kuala Lumpur

Or fax to 03-2690 0002

Terms & Conditions Apply:
  • Balance Transfer Reducing Balance: ENG | BM
  • Fixed-Pay Balance Transfer: ENG | BM