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TMRW made more rewarding
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
Find out more
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Enjoy these benefits
Competitive rates
Convert your credit card statement balance at affordable interest rates.
Greater flexibility
Convert a minimum statement balance of RM1,000 and choose your tenure up to 60 months.
Simple and hassle free
Split your statement balance in a few taps on UOB TMRW app.
No documents required.
How to apply for Balance Conversion
Download UOB TMRW app to apply anytime, anywhere
Alternatively, you may
Option 1
Click Apply Now to register your interest with us and we will contact you within three (3) working days.
or
Option 2
Call us at 03-2638 8804
(between 9am - 6pm on working days only).
Make TMRW yours,
download now.
Frequently Asked Questions (FAQ)
1. How do I know if I am eligible to apply for Balance Conversion?
You are eligible to apply if you are a UOB Principal Credit cardmember who has at least RM1,000 in outstanding statement balance, not over limit or with overdue payments.
2. What is the tenure option available for Balance Conversion?
You can choose between 12, 24, 36, 48 or 60 months.
3. Can I settle my Balance Conversion before its maturity? Are there any early termination penalty?
Yes, you can settle your Balance Conversion before its maturity. There will be an early termination penalty up to 5% on you remaining outstanding balance.
4. How do I know how much to pay for the monthly instalment?
Your monthly instalment amount is the same every month where the principal and interest charged is the same across the tenure. You may refer to the Product Disclosure Sheet for the repayment illustration.
5. What are the transactions that I can convert for Balance Conversion?
You can convert all your outstanding statement balance for the month but it does not apply for cash and cash based transactions, other UOB instalment plans such as UOB Easi-Payment Plan (EPP), UOB Flexi Credit Plan, UOB Balance Transfer Instalment, annual fees, past due amount and other charges charged by UOB.
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