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Why increase your credit limit?
Greater flexibility
Meet your ever-changing lifestyle needs.
Manage unforeseen expenses
Pay for unforeseen emergencies.
Simple and hassle-free online application
Submit your latest employment details and upload your income documents application in just a few simple steps via UOB TMRW app.
Types of Credit Limit Increase
Permanent Limit Increase (PLI)
Permanently increase your
credit limit to match your lifestyle.
or
Temporary Limit Increase (TLI)
If you need instant access to additional credit for urgent or unexpected expenses, apply now to get a 50% temporary limit increase for up to 60 days with no income document required.
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How to apply for Permanent Limit Increase (PLI)
Apply via online application form
Step 1: Click HERE to start.
Step 2: Fill up your employment details and upload your income documents.
We will contact you within fourteen (14) working days if we require further clarification.
We may send an email to your registered email address with the bank for verification purpose. To verify your identity, please confirm you have submitted a Permanent Limit Increase application by replying to the said email within 3 working days. This pre-cautionary measure is taken to prevent fraudsters from committing identity theft and impersonating you.
Required documents
For fixed salary earners:
Income Documents Required (including variable income and bonus(es))
- Latest 1 month computerised salary slip OR
- Latest computerised EPF statement (issued within the last 12 months) OR
- Latest computerised EA Form (issued within the last 12 months) OR
- Latest Borang BE (full set) with LHDN receipt and proof of tax paid
For commission earners:
Income Documents Required (including variable income and bonus(es))
- Latest 6 months computerised salary slip OR
- Latest computerised EPF statement (issued within the last 12 months) OR
- Latest computerised EA Form (issued within the last 12 months) OR
- Latest Borang BE (full set) with LHDN receipt and proof of tax paid
For self-employed:
- Business Registration/ Form 9 & 24, and latest Borang B with proof of tax paid OR
- Business Registration/ Form 9 & 24, and latest 6 months bank statement
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How to apply for Temporary Limit Increase (TLI)
Apply via UOB Contact Centre
Call our 24-hour Call Centre and request for Temporary Limit Increase.
- Permanent or Temporary Limit Increase are subject to bank's approval.
- For cardholder with annual income of RM36,000 or less, please note the maximum credit limit for your card shall be no more than two times of your monthly income.
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Frequently Asked Questions (FAQ)
1. How can I request for a permanent limit increase to accommodate my spending needs as I am earning more now?
You may request for a permanent limit increase by submitting an application together with you latest income document(s). We will review your credit profile based on your latest income document(s) and assign your card with a suitable credit limit accordingly, subject to bank's review and approval.
2. How long does it take to increase my credit limit after I submit my request?
Please note that your application will be processed within fourteen (14) working days. However, the processing time may vary if your income documents are incomplete or if we require further clarification. We may call or email you to request for additional information or documents. Please ensure you have updated the latest mobile number or email address with us.
3. How do I check my application status?
You will be notified via physical mail on the outcome of your application. Please ensure you have updated your latest mailing address with us.
4. Will the permanent limit increase application be updated into the Central Credit Reference Information System (CCRIS)?
Yes, you will see that an application has been added into your CCRIS record. Once your permanent limit increase application is approved, the increase in credit limit will be reflected in the Central Credit Reference Information System (CCRIS) or any credit bureau maintained by Bank Negara Malaysia.
5. Will my supplementary card limit increase together with my approved permanent limit increase application?
Yes, the new limit will be shared across all your UOB credit card(s) and your supplementary cardmembers. Please call us if you wish to assign a specific limit for your supplementary card.
For more info, please refer to Permanent Limit Increase Terms & Conditions and UOB Credit Card Terms & Conditions.
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You might be interested in
Balance Conversion
Take charge of your cash flow by converting your credit card statements into smaller monthly instalments of up to 60 months.
Easi-Payment Plan
Turn your credit card purchases into smaller monthly instalments at attractive interest rates.
Flexi Credit Plan
Turn your available credit card limit into extra cash with UOB Flexi Credit Plan & enjoy low interest rates.
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