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TMRW made more rewarding
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
Find out more
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Get cash from your credit limit
Low interest rates
From as low as 3.80%* p.a. effective interest rate.
Flexible repayment tenure
Repayment tenure of up to 60 months.
Simple and hassle-free
No documents required.
*Interest rate subject to customer's credit profile. Terms and conditions apply.
3 simple ways to apply
Option 1
Click Apply Now to register your interest with us and we will contact you within three (3) working days.
Option 2
SMS UOBCASH to 66300.
We will call you within three (3) working days.
Option 3
Call us at 03-2638 8804
(between 9am - 6pm on working days only).
How does UOB Flexi Credit Plan work?
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Flexi Credit Plan amount (RM)
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6 months
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12 months
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24 months
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36 months
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48 months
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60 months
| Flexi Credit Plan amount (RM) | 6 months | 12 months | 24 months | 36 months | 48 months | 60 months |
| 5,000 | 842.59 | 425.29 | 216.68 | 147.18 | 112.45 | 91.63 |
| 10,000 | 1685.19 | 850.59 | 433.36 | 294.35 | 224.90 | 183.26 |
| 15,000 | 2527.78 | 1275.88 | 650.04 | 441.53 | 337.35 | 274.90 |
| 20,000 | 3370.38 | 1701.17 | 866.72 | 588.70 | 449.79 | 366.53 |
| Flexi Credit Plan amount (RM) |
| 5,000 |
| 10,000 |
| 15,000 |
| 20,000 |
Frequently Asked Questions (FAQ)
1. How do I know if I am eligible to apply for UOB Flexi Credit Plan?
You are eligible to apply if you are an active UOB Principal Credit cardmember with sufficient available credit limit, valid, subsisting and in good credit standing. Applicable up to 65 years old.
2. When will I receive my cash?
You will receive your cash within 7 working days after your application is approved.
3. Can I cancel or opt for early settlement for my UOB Flexi Credit Plan?
Yes, but there will be an early termination penalty up to 5% on your remaining outstanding balance.
4. What is the difference between UOB Flexi Credit Plan and UOB Cash Advance?
| UOB Flexi Credit Plan | This credit card feature lets you convert your available credit limit into cash at your preferred payment tenures. |
| UOB Cash Advance | This credit card feature allows you to withdraw cash instantly with a fee via UOB ATMs/other banks' ATMs, PIB, UOB Bank Branches/any other Banks' Branches. |
5.What is the minimum and maximum amount I can apply UOB Flexi Credit Plan?
You may apply from a minimum of RM1,000 or up to 80% of your credit limit or available limit, whichever is lower.
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Manage your credit card limit wherever you are. Increase your credit limit temporarily or permanently via UOB TMRW app.
You might be interested in
Easi-Payment Plan
Turn your credit card purchases into smaller monthly instalments at attractive interest rates.
Balance Conversion
Take charge of your cash flow by converting your credit card statements into smaller monthly instalments of up to 60 months.
Credit Limit Increase
Manage your credit card limit wherever you are. Increase your credit limit temporarily or permanently via UOB TMRW app.
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