Flexi Credit Plan

  • Flexi Credit PlanFlexi Credit Plan

    Get cash from your available card credit limit for life’s happy moments

    Easy application, no documents needed, repay with plans up to 60 months.

    Apply now


Get extra cash with UOB Flexi Credit Plan from your credit card limit and enjoy low interest rate and flexible repayment plans up to 60 months.
[ fcp ]

Low interest rate from 2.99% FIR per annum


No documents required and no hidden fees


Flexible repayment up to 60 months

  • Flexi Credit Plan interest is calculated or charged based on a Flat Interest Rate (FIR) basis, which is a straight line repayment method. This also means that the principal and interest breakdown will be the same each month, as well as the monthly instalment.
  • Flexi Credit Plan is eligible for active UOB principal credit cardmember who has sufficient available credit card limit, valid, subsisting and in good credit standing.
  • Minimum Flexi Credit Plan amount of RM1,000.
  • If you opt to cancel or early settle your Flexi Credit Plan, an early termination fee of up to 5% of your remaining outstanding Flexi Credit Plan instalment balance (at the point of early termination or cancellation) will immediately be chargeable.


Apply Now

There are 3 simple ways to apply

  • SMS

SMS UOBCASH to 66300
Our officer will give you a call within 3 working days.

  • Telesales Hotline

Call our telesales hotline at 03-2638 8804 (between 9am - 6pm on banking working days only).

  • Application Form

Complete the application form and mail it to:


UOB Card Centre, P.O Box 10253, 
50708 Kuala Lumpur

Or fax to 03-2690 0002

  • Register your interest online

Click here to register your interest with us and our officer will contact you soon with your exclusive offer rate, tenure and amount we could offer to you.

Terms & Conditions and Product Disclosure Sheet

UOB Flexi Credit Plan PDS: ENG
UOB Flexi Credit Plan T&C: ENG

For Flexi Credit Plan approved before 17th July 2023
Flexi Credit Plan T&C: ENG

Get cash from your available card credit limit for life’s happy moments [ fcp1 ]