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PRUCredit Shield Elite

(This is an insurance product)

Get coverage for your credit card outstanding balance.

Overview

PRUCredit Shield Elite is an insurance product that provides protection of up to 300% of your outstanding credit card balance(s) in the event of unfortunate circumstances.​

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Benefits at a glance

Protection of up to 300% of your Outstanding Credit Card Balance(s)

Protection of up to 300% of your Outstanding Credit Card Balance(s)

Payable in the event of death, Total and Permanent Disability (TPD) or diagnosis of one of the covered 43 critical illnesses​

Temporary Total Disability (TTD) Benefit

Temporary Total Disability (TTD) Benefit

10% of your outstanding credit card balance(s) will be payable in the event of TTD​

Hospitalisation Benefit

Hospitalisation Benefit

100% of your outstanding credit card balance(s) will be payable in the event of hospitalisation due to sickness, disease, illness or injury​

Compassionate Benefit

Compassionate Benefit

Up to 20% of your outstanding credit card balance(s) will be payable to your nominee in the event of death​ (capped at RM3,000 per life)​

No Claim Bonus

No Claim Bonus

10% of total premiums paid will be payable at the end of every certificate year if no claims are made​

Affordable Premium

Affordable Premium

As low as RM0.66 per month for every RM100 outstanding balance

 

Terms and conditions apply.

For more details, click here to view the Product Disclosure Sheet (PDS).

 

 

  

Eligibility

Available exclusively for principal UOB Credit Cardmembers who are 21 to 65 as of age next birthday (ANB), renewable up to ANB 66.

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Ways to Apply

SMS

SMS "UOBP6" to 66300.
We will contact you within
five (5) working days

or

Call

Call our UOB Contact Centre
at +6(03) - 26128 121

Disclaimers

Disclaimers
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Underwritten by:

PRUCredit Shield Elite is a yearly renewable non-participating group insurance plan underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

 

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

 

This content contains only a brief description of the insurance product and is not exhaustive. You are advised to visit any of our branches and refer to the Product Disclosure Sheet (PDS) before purchasing a certificate. Please refer to the terms and conditions in the insurance certificate for the exhaustive list of the features and benefits.

 

Prudential Assurance Malaysia Berhad ("PAMB") is a member of PIDM. The benefit(s) payable under eligible certificate/policy is (are) protected by Perbadanan Insurans Deposit Malaysia ("PIDM") up to limits. Please refer to PIDM's Takaful and Insurance Benefits Protection System ("TIPS") Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).