The outstanding amount against the principal and supplementary credit card (including any finance charges and late payment charges) less any outstanding premium* will be payable, subject to the limit shown in below table:
| Type of Card(s) |
Maximum Limit |
|
(a)
|
Single Classic or Gold credit card
|
RM50,000
|
|
(b)
|
Multiple Classic and/or Gold credit cards
|
RM100,000
|
|
(c)
|
Single Platinum credit card
|
RM300,000
|
|
(d)
|
Multiple Platinum credit cards
|
RM300,000
|
|
(e)
|
Single Platinum credit card and Classis and/or Gold credit card
|
RM300,000
|
Complimentary additional payout for Death, Total and Permanent Disability (TPD) or diagnosis of the 36 Critical Illnesses
In line with our continuous effort to ensure your protection needs are well taken care of, upon taking up this plan, you will be entitled for a complimentary additional payout in the event of Death, Total and Permanent Disability (TPD) or diagnosis of one of the covered Critical Illnesses on a date from 1st January 2019 onwards.
The complimentary additional payout herein referred to an additional 100% of the Sum Insured, which is approved and payable under the Insurance Certificate to you if living, otherwise to your nominee.
Please refer to your Insurance Certificate for the terms applied for these benefits.
IMPORTANT
We strongly encourage you to make a nomination by completing the Trust/Nomination form sent with your Insurance Certificate, or you may obtain a copy of this Trust/Nomination form from Prudential Assurance Malaysia Berhad’s Corporate Website.
5% of the outstanding amount against the principal and supplementary credit card (including any finance charges and late payment charges) as at the date the Insured Cardmember first suffers TTD, less any outstanding premiums*, up to 20 monthly payments per lifetime, subject to a limit shown in the following table:
| Type of Card(s) |
Maximum per Payment |
Maximum cumulative of per policy year |
|
(a)
|
Single Classic or Gold credit card
|
RM5,000
|
RM50,000
|
|
(b)
|
Multiple Classic and/or Gold credit cards
|
RM5,000
|
RM50,000
|
|
(c)
|
Single Platinum credit card
|
RM15,000
|
RM150,000
|
|
(d)
|
Multiple Platinum credit cards
|
RM15,000
|
RM150,000
|
|
(e)
|
Single Platinum credit card and Classis and/or Gold credit card
|
RM15,000
|
RM150,000
|
AND premium, as and when due, will be waived.
*Outstanding premium – the difference between the revised premium (calculated based on the increased outstanding credit card balance, if the outstanding credit card balance that is payable is more than the outstanding credit card balance at the previous monthly billing date that premium was received) and the premium received at the previous monthly billing date.
20% of the outstanding amount against the principal and supplementary credit card (including any finance charges and late payment charges) upon the Insured Cardmember’s Death will be payable, subject to a maximum of RM3,000.00 per life. However, we are not liable to pay any Compassionate Benefit that is below RM20.00 for each Insured Cardmember.
