PRUEzy Saver PRUEzy Saver

PRUEzy Saver

(This is an insurance product)

The smarter way to grow your savings with 4.2%* p.a.
Valid from 15 January 2025 until 31 January 2026*

*Terms and condition apply.

Achieve your short-term financial goals with PRUEzy Saver

 

PRUEzy Saver is a 2-year regular-premium non-participating endowment insurance plan that offers both protection and savings, suitable for those who are seeking a short-term insurance plan with a guaranteed payout. Plus, get back 100% of Total Premium Paid upon maturity. Get an online quote now with a few simple steps.

 

Benefits

4.2% p.a. guaranteed payout

4.2% p.a. guaranteed payout

Receive annual guaranteed payout of 4.2%* of Total Premium Paid for the next 2 years.

Receive 100% of the total premium paid

Receive 100% of Total Premium Paid

100% of Total Premium Paid will be payable upon maturity.

Insurance protection

Insurance protection

Enjoy insurance protection of up to 110% of Total Premium Paid for Death and Total and Permanent Disability (TPD).

Simple and Hassle-free

Simple and Hassle-free

Get an online quote instantly, no medical underwriting is required.

 

*Terms and conditions apply.

Click here for details on Guaranteed Annual Income from a Product Disclosure Sheet (PDS) sample. When you proceed to get a quote, you may generate a Product Disclosure Sheet (PDS) based on your preferred annual premium amount.

 

 

  

Here’s how it works:

For example, your annual premium is RM25,000

how it workshow it works
 

During the 2-year policy term, you will receive the total payout* and Maturity Benefit as illustrated below. The coverage ends upon maturity of your policy.

  
payoutpayout
 

*This consists of Guaranteed Annual Income of 2.2% of Total Premium Paid and campaign payout of 2.0% of Total Premium Paid. It is payable until death/TPD, surrender or maturity of the policy, whichever is earlier and subject to campaign terms and conditions.

 

 

  

More Information

Eligibility
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The plan is offered to individuals who:

  1. are a UOB Malaysia customer with existing UOB Malaysia savings or current account;
  2. are a Malaysian citizen currently residing in Malaysia;
  3. are not born in United States of America;
  4. are a tax resident in Malaysia only;
  5. are aged from age next birthday of 17 to 70 (both ages inclusive); and
  6. do not own any active policy/certificate in the Non-eligible Product Listing; subject to Prudential Assurance Malaysia Berhad (PAMB)’s acceptance of cover.


Please note that the above eligibility criteria, are amongst the information that is relevant to PAMB’s decision on whether to issue the policy. As such, if you give PAMB any incorrect information, your insurance coverage may be avoided.

Annual premium
Minimum: RM1,000*
Maximum: RM50,000 per customer per tranche
*Note: Premium amount must be in the multiple of RM1,000.

Payment mode
Annual payment via Malaysian Debit/Credit Card (Visa/Mastercard) only

Premium payment and policy term
2 years

  1. Suicide – if death was due to suicide within one year from the effective date of policy, all premiums paid (excluding taxes, if any) will be returned without interest.
  2. Total and Permanent Disability (TPD) Benefit is not payable if the disability is directly or indirectly caused by:
    1. any pre-existing conditions;
    2. any attempted suicide or self-inflicted injury whether attempted/inflicted while sane or insane;
    3. any travelling in an aircraft other than as a pilot or a member of a crew or a fare paying passenger in a commercial aircraft licensed for passenger service on scheduled flights over established routes only; or
    4. any participation in any aerial sporting activities such as hang-gliding, ballooning, parachuting, sky-diving, bungee jumping and other such similar activities. 


    Note: This list is non-exhaustive. Please refer to Product Disclosure Sheet for further information.

How to Apply

Get a quote

Click ‘Get a quote’ and fill in your details

Get a quote

Complete your personal details

Complete your personal details

Complete the payment process

Complete the payment process

Terms and Conditions
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PRUEzy Saver Campaign Terms and Conditions :  ENG  |  BM

Underwritten by:


  

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company. 

 

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

 

This content contains only a brief description of the product and is not exhaustive. You are advised to refer to the Product Summary, Product Disclosure Sheet and FAQ for further information before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits, exclusions, and waiting periods (where applicable) under the policy.

 

The premiums/contributions that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with savings element, you may wish to compare annualised returns of this policy/takaful certificate with the effective returns of other investment alternatives.

 

You should satisfy yourself that this policy will best serve your needs and that the premium payable under the policy is an amount that you can afford.

 

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my ).

Earn 4.2%* guaranteed payout when you grow your savings with PRUEzy Saver. Get a quote