PRUEZY SAVER

PRUEzy Saver is a 2-year regular premium non-participating endowment insurance plan that provides an annual guaranteed payout of 4.6%* of Total Premium Paid throughout the policy term and 100% capital guarantee at maturity, with insurance protection through a hassle-free enrolment. Exclusive offer from 15 January 2024 until 31 December 2024^#, both dates inclusive.

*This consists of Guaranteed Annual Income of 2.4% of Total Premium Paid and campaign payout of 2.2% of Total Premium Paid. It is payable until Death/TPD, surrender or maturity of the policy, whichever is earlier and subject to campaign terms and conditions.
^#Subject to the maximum fund size, which is determined by Prudential Assurance Malaysia Berhad (PAMB).

1. Annual guaranteed payout of 4.6% of Total Premium Paid (this consists of Guaranteed Annual Income¹ of 2.4% of Total Premium Paid and campaign payout² of 2.2% of Total Premium Paid) will be payable at each Policy Anniversary, provided the policy remains in force
2. 100% capital guarantee at maturity
3. Enjoy insurance protection up to 110%¹ of Total Premium Paid for Death and Total and Permanent Disability (TPD)
4. Easy and effortless online enrolment

¹Click here for details on Guaranteed Annual Income from a Product Disclosure Sheet (PDS) sample. When you proceed to get a quote, you may generate a Product Disclosure Sheet (PDS) based on your preferred annual premium amount.

²Subject to campaign terms and conditions.

Suitability

PRUEzy Saver is suitable for those who are seeking for a short-term insurance solution with guaranteed payout and capital protection through an easy enrolment process. [ ES1 ]

Eligibility

The plan is offered to individuals who:

1. are a UOB Malaysia customer;
2. are a Malaysian citizen currently residing in Malaysia;
3. are not born in United States of America;
4. are a tax resident in Malaysia only;
5. are aged from age next birthday of 17 to 70 (both ages inclusive); and
6. do not own any active policy/certificate in the non-eligible product listing, subject to Prudential Assurance Malaysia Berhad (PAMB)’s acceptance of cover.

Premium amount

The annual premium amount depends on your selected annual premium amount, with minimum annual premium of RM1,000 and maximum annual premium of RM50,000 per customer per tranche. Premium amount must be in the multiple of RM1,000.

Premium payment term

2 years

Policy term

2 years

Note: For TPD Benefit, the policy term is 2 years or up to Policy Anniversary of ANB 70, whichever is earlier.

Payment method

Malaysian Debit/Credit Card (Visa/Mastercard)

Payment frequency

Yearly

Product offer period and campaign period

From 15 January 2024 until 31 December 2024, both dates inclusive.
Subject to the maximum fund size which is determined by Prudential Assurance Malaysia Berhad (PAMB).

Click here to find out more about PRUEzy Saver campaign terms and conditions.

1. Suicide – if death was due to suicide within one year from the effective date of policy, all premiums paid (excluding taxes, if any) will be returned without interest.
2. Total and Permanent Disability (TPD) Benefit is not payable if the disability is directly or indirectly caused by:
   1. any pre-existing conditions;
   2. any attempted suicide or self-inflicted injury whether attempted/inflicted while sane or insane;
   3. any travelling in an aircraft other than as a pilot or a member of a crew or a fare paying passenger in a commercial aircraft licensed for passenger service on scheduled flights over established routes only; or
   4. any participation in any aerial sporting activities such as hang-gliding, ballooning, parachuting, sky-diving, bungee jumping and other such similar activities. 

Note: This list is non-exhaustive. Please refer to Product Disclosure Sheet for further information.

Achieve your financial goals with PRUEzy Saver today with 3 simple steps:

Underwritten by:

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

This content contains only a brief description of the product and is not exhaustive. You are advised to refer to the Product Summary, Product Disclosure Sheet and FAQ for further information before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits, exclusions, and waiting periods (where applicable) under the policy.

You should satisfy yourself that this policy will best serve your needs and that the premium payable under the policy is an amount that you can afford.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).