Interbank GIRO

    Fees Amount / Rate
    Internet Banking / Mighty Bank (mobile banking) ATM Over-the-counter

    Interbank GIRO (RM5,000 and below)

    		 FREE FREE WAIVED
    Interbank GIRO (above RM5,000) FREE FREE WAIVED
    InvestPro Account(RM5,000 and below) FREE FREE WAIVED
    InvestPro Account(above RM5,000) FREE FREE WAIVED
    Daily Transaction Limit Up to RM50,000 per day Up to RM20,000 Up to RM1,000,000

    Payment Reference

    • Availability of payers' names and payment references in beneficiaries' bank statement

     

    Available

     

    Available

     

    Available
    • Availability of beneficiaries' names and payment references in payers' bank statement Not Available Not Available Not Available
    Future-Dated Payments Available Not Available Not Available
    Operating Hours 24-hours 24-hours Banking Hours

     

    Funds Availability
    Payment Initiated by Customer ^Funds Received by Beneficiaries ^Refund for Unsuccessful Transactions
    Business Days
    (Mon - Fri)    		 Before 5.00 a.m.
    5.01 a.m. - 8.00 a.m.
    8.01 a.m. - 11.00 a.m.
    11.01a.m. - 2.00 p.m.
    2.01p.m. - 5.00 p.m.
    After 5.00 p.m.
    Non Business Days
    (Saturday, Sunday and Federal Territory Public Holidays)
    Same Business Day By 11.00 a.m.
    By 2.00 p.m.
    By 5.00 p.m.
    By 8.20 p.m.
    By 11.00 p.m.
    Next Business Day By 11.00 a.m.
    Next Business Day By 11.00 a.m.
    By 5.00 p.m.
    By 8.20 p.m.
    By 11.00 p.m.
    By 11.00 a.m., next business day
    By 5.00 p.m.
    By 5.00 p.m.
    By 5.00 p.m.

    ^ Under normal circumstances.