HomeInsureLife InsurancePRUEnhanced Cover
PRUEnhanced CoverPRUEnhanced Cover

PRUEnhanced Cover

(This is an insurance product)

Get life coverage that provides financial security and future stability for your loved ones

 

 

Build a legacy of protection with PRUEnhanced Cover

 

PRUEnhanced Cover is a regular premium investment-linked insurance plan that serves as a legacy solution, suitable for those who are wishing to leave a lasting legacy and ensure their loved ones are well taken care of.

 

 

  

Benefits at a Glance

Stay protected your way, up to age 100

Stay protected your way, up to age 100

Choose your preferred policy term with the flexibility to extend coverage up to age 100, ensuring lifelong protection that adapts to your needs

Comprehensive protection that grows with you

Comprehensive protection that grows with you

Receive up to 130% of your Basic Sum Assured (BSA) for death or Total and Permanent Disability (TPD), plus an additional 100% for Accidental Death Benefit (ADB).

Investment and premium flexibility

Investment and premium flexibility

Access a wide range of investment-linked funds and various premium payment period option.

Rewards that grow with your commitment

Rewards that grow with your commitment

Reward your long-term commitment with annual booster and loyalty booster throughout your policy journey.

 

Terms and conditions apply.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

 

More Information

Eligibility
chevron

Eligibility

 

*For child plans, minimum entry age is 14 days.
Note: Any age reference shall be on the basis of Age Next Birthday (ANB). 

Basic Sum Assured

 

Basic Sum Assured is subject to the Increasing Basic Sum Assured table and any decrease of sum assured via endorsement and the accelerated sum assured paid out due to TPD.

Premium Payment Period

 

Note: PRUEnhanced Cover offers a selection of different policy term options up to ANB 70, 80, 90, 100 or 20 years (where applicable). This plan comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured's ANB 100. For rider(s), if applicable, the rider’s term will be extended up to the Policy Anniversary of Life Assured’s ANB 100 or the rider's maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.

 

 

Investment Opportunity

 

PRUEnhanced Cover offers you growth opportunities to diversify your fund(s) both locally and globally through our PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund.

 

 

  

PRULink Funds
chevron
  • PRULink Equity Income Fund
  • PRULink Bond Fund II
  • PRULink Strategic Managed Fund
  • PRULink Asia Managed Fund
  • PRULink Dragon Peacock Fund
  • PRULink Asia Equity Fund
  • PRULink Global Growth Fund
  • PRULink Asia Pacific Dynamic Income Fund
  • PRULink Global ESG Choice Fund
  • PRULink Global Leaders Fund
  • PRULink United Income Fund
  • PRULink United Growth Fund 
  • PRULink Equity Plus Fund

 

 

Click here to find out more about the objectives of the Investment-linked funds for PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

Note: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.

 

 

Start protecting yourself and your loved ones today

Start protecting yourself and your loved ones today

Disclaimer
chevron

Underwritten by:

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

 

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

 

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product/Sales Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

 

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suit your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

 

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).