PRUMax CoverPRUMax Cover

PRUMax Cover

(This is an insurance product)

Enjoy life coverage that adapts to your needs, with the option to grow your wealth over time.

 

 

Provide financial independence and build lasting wealth with PRUMax Cover

PRUMax Cover is a regular premium investment-linked insurance plan that offers both protection and investment benefit,
suitable for those seeking to achieve their short and long term financial goals while safeguarding their loved ones.

 

 

  

Benefits at a Glance

Enhanced protection up to 45x

Enhanced protection up to 45x

Get lifetime coverage of up to 45 times your annual Basic Unit Account (BUA) premium for death and Total Permanent Disability (TPD).

Flexible premium options

Flexible premium options

Customize your premium amount and payment period to match your financial goals and lifestyle.

Extra protection upon Accidental Death

Extra protection upon Accidental Death

Receive an extra 100% of the Death Benefit payout in the event of accidental death.

Diverse investment choices

Diverse investment choices

Grow your wealth with access to a wide range of professionally managed local and global funds.

Hassle-free enrolment

Hassle-free enrolment

Secure coverage easily with just a few simple health questions.

Milestone Booster Rewards

Milestone Booster Rewards

Enjoy rewards just by staying committed toyour plan

Terms and conditions apply.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

More Information

Eligibility
chevron

EEligibility

*For child plans, minimum entry age is 30 days.
Note: Any age reference shall be on the basis of Age Next Birthday (ANB).

Minimum BUA Premium

  • Maximum BUA premium may vary depending on your affordability and underwriting conditions (if any).
  • You may choose to pay premiums in 3 years, 5 years, 10 years or 20 years.
  • Premiums can be paid yearly, half-yearly, quarterly or monthly via Cash/Cheque, Credit/Debit Card or Direct Debit (via UOB account).

Policy Term

Note: The policy coverage term and benefits payable shall depend on the policy having sufficient value of units to cover all the policy charges. This would mean that the policy needs to have a positive value of units in order for coverage to remain in force. In the event when the policy does not have sufficient value of units, additional premiums are required for continuous coverage up to Policy Anniversary of ANB 100.

 

 

Investment Opportunity

PRUMax Cover offers you growth opportunities to diversify your funds both locally and globally through our PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

  

PRULink Funds
chevron

These are locally managed funds across various asset classes:

  • PRULink Equity Income Fund
  • PRULink Equity Focus Fund
  • PRULink Managed Fund II
  • PRULink Bond Fund II
  • PRULink Dana Unggul
  • PRULink Dana Urus II
  • PRULink Strategic Managed Fund

These funds offer international exposure to markets across Asia, Europe, and beyond:

  • PRULink Asia Managed Fund
  • PRULink Global Market Navigator Fund
  • PRULink Dragon Peacock Fund
  • PRULink Asia Equity Fund
  • PRULink Global Growth Fund
  • PRULink Asia Pacific Dynamic Income Fund
  • PRULink Global ESG Choice Fund
  • PRULink Global Leaders Fund
  • PRULink United Income Fund
  • PRULink United Growth Fund

These blended funds combine both local and international opportunities:

  • PRULink Equity Plus Fund
  • PRULink Managed Plus Fund
Click here to find out more about the objectives of the Investment-linked funds forPRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

NOTE: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.

Start protecting yourself and your loved ones today

Start protecting yourself and your loved ones today

Disclaimer
chevron

Underwritten by:

Prudential

 

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product/Sales Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).