Build your savings with confidence and peace of mind

PRUEnrich Gain is a limited pay anticipated endowment participating insurance plan that offers both protection and wealth accumulation, suitable for those seeking a short-term premium commitment with guaranteed maturity benefit.

 

 

 

 

Benefits at a Glance

Insurance protection

Insurance protection

Essential coverage for death and Total and Permanent Disability (TPD), plus an additional 100% of the Basic Sum Assured (BSA) for accidental death.

Wealth accumulation

Wealth accumulation

Growth your wealth with annual guaranteed Survival Benefit, Maturity Benefit and bonuses.

Flexible premium and policy term

Flexible premium and policy term

Choose from variety of premium and policy term options to suit your financial goals.

Simple and hassle-free

Simple and hassle-free

Guaranteed Issuance Offer (GIO) up to aggregate BSA of RM1 million per life.

Terms and conditions apply.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

More Information

Eligibility
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Outbound Coverage Table

 

 

*For child plans, minimum entry age is 14 days.
Note: Any age reference shall be on the basis of Age Next Birthday (ANB). 

Outbound Coverage Table

 

Note: For entry age 66 to 70, the maximum policy term allowed is 15 years. 

Start your journey with PRUEnrich Gain today.

Start your journey with PRUEnrich Gain today.

Disclaimer
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Underwritten by:

Prudential

 

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

The premiums that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with savings element, you may wish to compare annualised returns of this policy with the effective returns of other investment alternatives.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

Please refer to “Guide to Management of Participating Life Business” published on Prudential Assurance Malaysia Berhad corporate website for the detailed explanation of how the participating life fund is managed.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).