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Build your savings with confidence and peace of mindPRUEnrich Gain is a limited pay anticipated endowment participating insurance plan that offers both protection and wealth accumulation, suitable for those seeking a short-term premium commitment with guaranteed maturity benefit.
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Essential coverage for death and Total and Permanent Disability (TPD), plus an additional 100% of the Basic Sum Assured (BSA) for accidental death.
Growth your wealth with annual guaranteed Survival Benefit, Maturity Benefit and bonuses.
Choose from variety of premium and policy term options to suit your financial goals.
Up to GIO limit RM1,000,000* per life – no medical underwriting requirement for entry ANB up to 70 years old.
More than GIO limit stated above or if any rider(s) is/are attached – subject to medical underwriting requirement.
Note: *Medical underwriting shall be waived if you purchase the basic plan only and the aggregate Basic Sum Assured is within the GIO limit RM1,000,000 per life for all PRUEnrich Gain in forced policies within the last 36 months, where applicable.
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*For child plans, minimum entry age is 14 days.
Note: Any age reference shall be on the basis of Age Next Birthday (ANB).
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Note: For entry age 66 to 70, the maximum policy term allowed is 15 years.
Underwritten by:
The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.
Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.
This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.
The premiums that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with savings element, you may wish to compare annualised returns of this policy with the effective returns of other investment alternatives.
Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.
Please refer to “Guide to Management of Participating Life Business” published on Prudential Assurance Malaysia Berhad corporate website for the detailed explanation of how the participating life fund is managed.
The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
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