PRUEzy Cancer is a yearly renewable non-participating group insurance plan that provides coverage for death and diagnosis of cancer, renewable up to age next birthday (ANB) 56*. This is a pure protection product and does not include any savings or investment elements.
PRUEzy Cancer covers:
Diagnosis of Cancer Benefit
Upon diagnosis of Thyroid Cancer, 10% of sum assured under the Diagnosis of Cancer Benefit, RM1,000, will be payable. This benefit payout will reduce the sum assured payable for Other Types of Cancer. Thyroid Cancer is claimable once only.
Upon diagnosis of Other Types of Cancer, 100% of sum assured under the Diagnosis of Cancer Benefit, RM10,000, will be payable. The lump sum amount payout will be reduced by prior claim for Thyroid Cancer (if any).
Diagnosis of Breast Cancer Benefit (for female) or Diagnosis of Prostate Cancer Benefit (for male)
An additional 100% of sum assured under the Diagnosis of Cancer Benefit, RM10,000, will be payable upon diagnosis of Breast Cancer (for female) or Prostate Cancer (for male).
100% of sum assured under the Death Benefit, RM1,000, will be payable upon death.
Death due to Cancer Benefit
In event of death due to Cancer, in addition to Death Benefit, the sum assured for Death due to Cancer Benefit, RM10,000, will also be payable provided the certificate remains in force.
Upon full payment of Diagnosis of Cancer Benefit (except for Thyroid Cancer) or Diagnosis of Breast Cancer Benefit or Diagnosis of Prostate Cancer Benefit, the certificate will be terminated at the end of the same certificate year. Renewal of certificate is not allowed at the next certificate anniversary.
If nothing happens until the end of the certificate year after the claim due to diagnosis of Thyroid Cancer, the benefits left are the remaining 90% of sum assured under the Diagnosis of Cancer Benefit while the coverage amount of the other benefits remain unchanged. Renewal of certificate at the next certificate anniversary shall continue and subject to the payment for renewal premiums.
Please refer to Product Disclosure Sheet for the definition of covered cancer conditions.
*Certificate renewal is not guaranteed. Prudential Assurance Malaysia Berhad (PAMB) reserves the right to discontinue this insurance product by giving you not less than 30 days written notice prior to certificate anniversary.