PRUEzy Cancer

PRUEzy Cancer is a yearly renewable non-participating group insurance plan that provides coverage for death and diagnosis of cancer, renewable up to age next birthday (ANB) 56*. This is a pure protection product and does not include any savings or investment elements.  

PRUEzy Cancer covers: 

Diagnosis of Cancer Benefit
Upon diagnosis of Thyroid Cancer, 10% of sum assured under the Diagnosis of Cancer Benefit, RM1,000, will be payable. This benefit payout will reduce the sum assured payable for Other Types of Cancer. Thyroid Cancer is claimable once only. 

Upon diagnosis of Other Types of Cancer, 100% of sum assured under the Diagnosis of Cancer Benefit, RM10,000, will be payable. The lump sum amount payout will be reduced by prior claim for Thyroid Cancer (if any). 

Diagnosis of Breast Cancer Benefit (for female) or Diagnosis of Prostate Cancer Benefit (for male)
An additional 100% of sum assured under the Diagnosis of Cancer Benefit, RM10,000, will be payable upon diagnosis of Breast Cancer (for female) or Prostate Cancer (for male). 

Death Benefit
100% of sum assured under the Death Benefit, RM1,000, will be payable upon death. 

Death due to Cancer Benefit
In event of death due to Cancer, in addition to Death Benefit, the sum assured for Death due to Cancer Benefit, RM10,000, will also be payable provided the certificate remains in force. 

Upon full payment of Diagnosis of Cancer Benefit (except for Thyroid Cancer) or Diagnosis of Breast Cancer Benefit or Diagnosis of Prostate Cancer Benefit, the certificate will be terminated at the end of the same certificate year. Renewal of certificate is not allowed at the next certificate anniversary. 

If nothing happens until the end of the certificate year after the claim due to diagnosis of Thyroid Cancer, the benefits left are the remaining 90% of sum assured under the Diagnosis of Cancer Benefit while the coverage amount of the other benefits remain unchanged. Renewal of certificate at the next certificate anniversary shall continue and subject to the payment for renewal premiums. 

Please refer to Product Disclosure Sheet for the definition of covered cancer conditions.

*Certificate renewal is not guaranteed. Prudential Assurance Malaysia Berhad (PAMB) reserves the right to discontinue this insurance product by giving you not less than 30 days written notice prior to certificate anniversary.

Benefits at-a-glance

1. Lump sum payout upon death and diagnosis of cancer
2. Additional 100% payout for diagnosis of Breast Cancer (for female) or diagnosis of Prostate Cancer (for male)
3. Additional 100% payout if death is due to cancer
4. Easy and effortless online enrolment
5. Premium as low as RM17.00 per year*

*Based on yearly premium for male ANB 19.

Suitability
PRUEzy Cancer is suitable for those who are looking for a cancer protection life insurance plan that is simple and affordable.

Eligibility
Malaysian citizens ANB 19 to 55 who are UOB Malaysia customers and residing in Malaysia.

Premium amount
The yearly premium amount varies according to your ANB and gender. The renewal premiums for subsequent years will be adjusted according to ANB at certificate anniversary. The premiums are not guaranteed and may be revised at certificate anniversary by giving you at least 90 days prior written notice.  

Coverage term
Renewable annually up to ANB 56.
Note: Certificate renewal is not guaranteed. Prudential Assurance Malaysia Berhad (PAMB) reserves the right to discontinue this insurance product by giving you not less than 30 days written notice prior to certificate anniversary.

Payment method
Malaysian Debit/Credit Card (Visa/Mastercard)

Payment frequency
Yearly

1. Suicide - If death was due to suicide within the one year from the effective date of the certificate, all premiums paid will be returned without interest.
2. Cancer Benefits are not paid for if:
   • the signs or symptoms of illness that were present, or the illness was diagnosed, at any time before or within 60 days from the Commencement Date of the Insured Member’s insurance certificate;
   • illness arises directly or indirectly from pre-existing illnesses;
   • illness that is directly or indirectly caused by the existence of Acquired Immunodeficiency Syndrome (“AIDS”) or the presence of any Human Immunodeficiency Virus (“HIV”) infection;
   • illness that is directly or indirectly due to misuse or abuse of alcohol, or misuse or abuse of drugs;
   • illness that is caused by nuclear fusion, nuclear fission, nuclear waste or any radioactive or ionising radiation; or
   • if the condition or illness was not diagnosed while the Insured Member was alive.

Note: This list is non-exhaustive. Please refer to Product Disclosure Sheet for further information.

Protect yourself with PRUEzy Cancer today with 3 simple steps:

Underwritten by:

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Berhad’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

This content contains only a brief description of the product and is not exhaustive. You are advised to refer to the Product Summary, Product Disclosure Sheet and FAQ for further information before purchasing an insurance certificate, and to refer to the terms and conditions in the insurance certificate for details of the features and benefits under the certificate.

You should satisfy yourself that this certificate will best serve your needs and that the premium payable under the certificate is an amount that you can afford.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).