PRUEzy Life is a yearly renewable non-participating group insurance plan that provides basic coverage of up to RM10,000 for Death, Total and Permanent Disability (TPD) and an additional Accidental Death Benefit. It is renewable up to age next birthday (ANB) 56*. This is a pure protection product and does not include any savings or investment elements.
PRUEzy Life covers:
In the event of Insured Member’s death, 100% of the sum assured will be payable.
Total and Permanent Disability (TPD) Benefit
In the event of Insured Member suffering from TPD, 100% of the sum assured will be payable.
Note: Payment of this benefit will reduce the Death Benefit.
Accidental Death Benefit
Accidental Death Benefit shall be payable as below (whichever is higher) if the following event happens:
- an additional 100% of the sum assured if death is due to accident;
- an additional 200% of the sum assured if death is due to accident from commuting in public conveyance, elevator car, burning of theatre, hotel or other public building; or
- an additional 300% of the sum assured if death is due to accident occurring while Insured Member is residing or travelling outside of Malaysia (except Singapore and Brunei) for not more than 90 consecutive days, or in Singapore or Brunei for any number of days.
*Certificate renewal is not guaranteed. Prudential Assurance Malaysia Berhad (PAMB) reserves the right to discontinue this insurance product by giving you not less than 30 days written notice prior to certificate anniversary.