EZ SMART PLAN

  • EZ Smart PlanEZ Smart Plan

    The smarter way to choose your protection, the smarter way to get protected

Overview

It's time to give yourself and your loved ones the protection that you deserve with a comprehensive insurance policy that provides round the clock 24-hour worldwide coverage with affordable premiums.

Introducing EZ Smart Plan specially for UOB Credit/Debit Card customers; a comprehensive lifestyle Personal Accident insurance that provides compensation resulting on injuries, disability or death. Other benefits include as follows:

  • Accidental Death
  • Permanent Total Disablement (PTD) - Accidental Disability
  • Additional payout on Accidental Death or Permanent Total Disablement (PTD) if accident occurs during a nationwide public holiday in MALAYSIA.
  • Daily Hospital Income due to accident/ illness per day up to 365 days per policy year
  • Additional Payout on Daily Hospital Income if hospitalization (due to accidental bodily injury) during a nationwide public holiday in MALAYSIA (per day up to 365 days)
  • Medical Expenses for day care surgery due to accident (Per case basis)
  • Recuperation Benefit due to Dengue Fever, Zika Virus or Malaria (within Malaysia) (once in a policy year)
  • Roadside Assistance up to 150km (roundtrip) (1 claim per policy year)
  • Complimentary Health Check Up package voucher - (1 voucher per policy per year)
  • Housekeeping Services Allowance (Per case basis)
  • Cash Back Renewal Bonus (on premiums paid)

Choose now from 3 easy plans for peace of mind!

 

Benefits and Premium

 

BENEFIT

PLAN A

PLAN B

PLAN C

1

Accidental Death

RM200,000

RM300,000

RM500,000

2

Permanent Total Disablement (PTD) – Accidental Disability

Schedule of percentage payable
a. PTD from gainful employment of any and every kind
b. Loss of one or both Limbs
c. Loss of one or both Eyes

RM200,000


100%
100%
100%

RM300,000


100%
100%
100%

RM500,000


100%
100%
100%

3

Additional payout on Accidental Death or Permanent Total Disablement (PTD) if accident occurs during a nationwide public holiday in MALAYSIA.

RM50,000

RM100,000

RM150,000

4

Daily Hospital Income due to accident per day up to 365 days per policy year

RM500

RM750

RM1,000

Daily Hospital Income due to illness per day up to 365 days per policy year

RM50

RM75

RM100

5

Additional Payout on Daily Hospital Income if hospitalization (due to accidental bodily injury) during a nationwide public holiday in MALAYSIA (per day up to 365 days)

RM100

RM150

RM200

6

Medical Expenses for day care surgery due to accident (Per case basis)

RM2,000

RM3,000

RM4,000

7

Recuperation Benefit due to Dengue Fever, Zika Virus or Malaria (within Malaysia) (once in a policy year)

RM500

RM1,000

RM1,500

8

Roadside Assistance up to 150km (roundtrip) (1 claim per policy year)

Yes

Yes

Yes

9

Complimentary Health Check Up package voucher – (1 voucher per policy per year)

* This benefit will be provided on each renewal year, subject to;
(i) No lapsed condition for previous policy period.
(ii) No claim has been paid / notified on the previous policy period.
(iii) Renewal Policy is still inforce.

RM80

RM80

RM80

10

Housekeeping Services Allowance (Per case basis)

RM200

RM300

RM500

11

Cash Back Renewal Bonus (on premiums paid)

*15% of premium paid

* 15% of the premium paid will be refunded upon renewal of the policy subject there isn’t any claim in the previous policy period, and the policy is still in force.

Duration of cover is for one year as stated in the Certificate of Insurance. You need to pay the insurance cover on a monthly basis via credit/ debit card instruction.

 

MONTHLY PREMIUM TABLE (inclusive of 6% Service Tax)

PLAN A

PLAN B

PLAN C

Cardmember

73.25

87.50

106.35

Cardmember & Spouse

126.20

153.75

188.00

Family with 1 child

171.75

211.90

265.55

Family with 2 children

221.45

275.00

346.55

Family with 3 children

271.15

338.10

427.55

Cardmember with 1 child

126.20

153.75

188.00

Cardmember with 2 children

171.75

211.90

265.55

Cardmember with 3 children

221.45

275.00

346.55

Notes:
Eligible entry age is from 18 to 60 years old (Adults) with renewable age up to 75 years old.
Eligible age for children is from 6 months to 18 years of age (or up to 25 years for full-time students).
Occupation Class 3 – enroll Plan A only.

 

Eligibility

  • From attained age 18 to 60 years old for policy holder/insured spouse; 6 months to 18 years old for children (25 years old if studying in tertiary institutions).

  • Enrolment applies to all Malaysians and Permanent Residents. (Occupation 1 and 2). *Occupation class 3 enrol Plan A only.

  • Only one policy is allowed for one customer.

  • Must be a UOB Credit/Debit Card customer.

 

Enrolment

Via UOB in-house Telemarketing Team.

Disclaimer

Underwritten by:

Liberty Insurance

This is for your general information only. You are advised to visit any of our UOB Malaysia branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.