PRUGlobal Series

  • PRUGlobal Series

    PRUGlobal Series

    Global opportunities, endless possibilities

Overview

With challenges from both global and local markets over the past few years, it is proven that there is no single asset class can outperform at all time. Hence, it is crucial to construct a long-term balanced and diversified investment portfolio. By utilising our newly introduced PRUGlobal Series1, we are able to facilitate you in constructing a diversified portfolio based on your risk appetite to cater for the following current or future needs:

  • Fund your children’s education abroad
  • Take on a broader portfolio diversification strategy
  • Prepare for retirement
  • Invest in properties abroad or migrate overseas


1 The product is not protected by PIDM.

 

What is PRUGlobal Series?

PRUGlobal Series is a foreign currency denominated (FX)2 single premium investment-linked insurance plan that offers a combination of insurance protection and investment. The premiums and benefits payable under this plan are denominated in foreign currency.


2FX shall refer to the foreign currency chosen by you.

 

Benefits

Wealth creation via foreign currency denominated (FX) insurance policy

Wealth accumulation via high allocation rate to maximise your investment

Wealth management by professionals to diversify your investment portfolio

Wealth protection irrespective of market fluctuations for you and your family against uncertainties

Wealth distribution according to your choices3


3 For Muslim, policy moneys shall be distributed according to Islamic Law.

 

Benefits Table

Death Benefit A lump sum benefit which is the higher of the following will be payable:
  1. 125% of Single Premium plus 100% of any Top-Up Premium paid, less any reduction due to withdrawal;
  2. value of units in Basic Unit Account and Investment Unit Account (if any); OR
  3. FX5,000.
Total and Permanent Disability (TPD) Benefit Death Benefit as stated above shall be payable upon Life Assured suffering from Total and Permanent Disability prior to the Policy Anniversary Date of age 70 next birthday.

Note: Payment of this benefit will reduce the Death Benefit.
Maturity Benefit Value of units in Basic Unit Account and Investment Unit Account (if any) will be payable.

 

Eligibility

Individuals aged between 1 and 70 years old next birthday.

Enrolment

Visit any UOBM Branch nearest to you.

Underwritten by:

Prudential

This is for your general information only. You are advised to visit any of our branches and ask for a copy of Product Brochure, Product Disclosure Sheet and Sales Illustration before purchasing a plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or Bank Representative who will perform a needs analysis and assist you in making an informed decision.

The above plans are underwritten by Prudential Assurance Malaysia Berhad (107655-U). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Berhad’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

Prudential Assurance Malaysia Berhad (PAMB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by PAMB are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from PAMB or visit the PIDM website or call the PIDM toll free line (1-800-88-1266).