• prusecureprusecure


    A LIMITED PAY NON-PARTICIPATING ENDOWMENT INSURANCE PLAN. This plan provides coverage in the event of death and Total and Permanent Disability (TPD)* whichever occurs first. This plan also provides maturity benefit.


You could be a corporate personnel, a business owner or someone who has taken up a form of personal financing from the bank.

Naturally, you want to protect yourself and your loved ones from any liabilities should you suffer total permanent disability (TPD) or death . No worries! PRUsecure will protect you and your loved ones against any possible financial burdens if any one of the above mishaps befall you during the policy term.

Let PRUsecure protect your business and loved ones from unforeseen events.


In the event of TPD before age 70 years (next birthday) or death anytime during the policy term, you or your loved ones will receive the basic sum assured or basic surrender value, whichever is higher.

You can get up to 118%* of total basic premiums paid upon maturity of the policy!

You can enhance your plan by adding protection against financial losses due to accidents or high medical bills incurred as a result of critical illnesses.

You are free to choose the coverage term that best suit your age and needs, to provide the necessary protection during the years when you have the most financial commitment. There are 3 coverage term options of 15-, 20- or 25-years, each with varying premium payment term of 10-, 15- and 20 years.

Premium Paying Term / Coverage Term (years) 10/15 15/20 20/25
Basic (PRUsecure) 100% of SA will be payable
Death and TPD (all causes)
Return of Premium at maturity
(% of premium)*
100% 108% 118%
(i) PRUacci cover Additional SA upon accidental death / TPD and disablement
(ii) PRUcrisis cover Additional SA upon diagnosed with critical illness.
(Max entry age is 55)

* only applicable for 25 years coverage term and refund of premiums excludes the premium paid for supplementary benefits.


  • Available for individuals aged 1 - 60 years old
  • Minimum sum assured RM 20,000


Visit any UOBM Branch nearest to you.


Underwritten by:


This is for your general information only. You are advised to visit any of our branches and ask for a copy of Product Brochure, Product Disclosure Sheet and Sales Illustration before purchasing a plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or Bank Representative who will perform a needs analysis and assist you in making an informed decision.

The above plans are underwritten by Prudential Assurance Malaysia Berhad (107655-U). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Berhad’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

Prudential Assurance Malaysia Berhad (PAMB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by PAMB are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from PAMB or visit the PIDM website or call the PIDM toll free line (1-800-88-1266).