A LIMITED PAY NON-PARTICIPATING ENDOWMENT INSURANCE PLAN. This plan provides coverage in the event of death and Total and Permanent Disability (TPD)* whichever occurs first. This plan also provides maturity benefit.
You could be a corporate personnel, a business owner or someone who has taken up a form of personal financing from the bank.
Naturally, you want to protect yourself and your loved ones from any liabilities should you suffer TPD* or death. No worries! PRUSecure will protect you and your loved ones against any possible financial burdens if any one of the above mishaps befall you during the policy term.
Let PRUSecure protect your business and loved ones from unforeseen events.
In the event of TPD* or death during the policy term, you or your loved ones will receive the Basic Sum Assured or basic surrender value or total basic premiums paid, whichever is higher.
You can get up to 118%** of total basic premiums paid upon maturity of the policy.
You can enhance your plan by adding protection against financial losses due to accidents or high medical bills incurred as a result of critical illness.
You are free to choose the policy term that best suit your age and needs, to provide the necessary protection during the years when you have the most financial commitment. There are 3 policy term options of 15, 20 or 25 years, each with varying premium payment term of 10, 15 or 20*** years.
| Premium Payment Term / Policy Term (years) | 10/15 | 15/20 | 20***/25 |
| Death/Total and Permanent Disability (TPD)* Benefit | The higher of Basic Sum Assured or basic surrender value or total basic premiums paid. | ||
| Maturity Benefit (x% of Total Basic Premiums Paid), x% | 100% | 108% | 118% |
| Riders | |||
| (i) PRUAcci Cover | Rider Sum Assured (SA) will be payable upon accidental death or TPD. A percentage of rider SA will be payable upon accidental disablement. (Max entry Age Next Birthday (ANB) is 55) |
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| (ii) PRUCrisis Cover | Rider SA will be payable upon diagnosis of any covered critical illness. (Max entry ANB is 55) |
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*TPD coverage is available prior to the Policy Anniversary of ANB 70 or expiry of the policy, whichever is earlier.
**Only applicable for 25 years policy term.
***Only for entry ANB up to 60.
Available for individuals with entry ANB 17 - 65 years old
Visit any UOB Malaysia Branch nearest to you.
Underwritten by:
The above plans are underwritten by Prudential Assurance Malaysia Berhad (107655-U). All claims and liabilities arising from the policies should be made with the company.
Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Berhad’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.
This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product/Sales Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.
Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.
Prudential Assurance Malaysia Berhad (PAMB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by PAMB are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from PAMB or visit the PIDM website or call the PIDM toll free line (1-800-88-1266).
