Summary of Benefits and Premium for the 3 Plans
BENEFITS AND TYPES OF PLAN |
SILVER (RM) |
GOLD (RM) |
PLATINUM (RM) |
Death or Permanent Disablement |
50,000 |
100,000 |
200,000 |
Travel Allowance We will reimburse RM200 per week for travelling expenses incurred by your immediate family when visiting you in the hospital*. |
1,000 |
1,000 |
1,000 |
Medical Expenses Medical expenses incurred as a result of an accident* |
3,000 |
5,000 |
7,500 |
Rehabilitation Benefit In the event of hospitalisation exceeding 7 consecutive days, an additional RM1,000 is made payable to you. |
1,000 |
1,000 |
1,000 |
Funeral Allowance Upon accidental death, we provide a lump sum allowance for funeral or cremation purposes. |
3,000 |
4,000 |
5,000 |
Hospital Income (Per day, up to 365 days) We provide you with an income for the duration you're hospitalised due to an accident. |
50 |
75 |
100 |
Dental or Corrective Cosmetic Surgery |
1,000 |
1,500 |
2,000 |
OCCUPATION |
PREMIUM** (RM) |
PREMIUM** (RM) |
PREMIUM** (RM) |
Class 1 & 2 |
63 |
115 |
207 |
Class 3 |
100 |
184 |
331 |
* Up to the specified limits on the policy.
** Premiums are exclusive of RM10 stamp duty. Premiums are for a period of 12 months.
Classifications of occupation as follows:
Class 1 - Professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous environment.
Class 2 - Professions and occupations involving manual work only occasionally when supervising workmen.
Class 3 - Professions and occupations involving manual work.