Personal Protection

  • personal-protectionpersonal-protection

    Protect yourself

    Complete the application through our partner Liberty Insurance’s website by clicking on “Apply Now”

    Apply Now


In life you can't take anything for granted as the unforeseen may hit when you least expect it. So, equip yourself with our Personal Protection Insurance which protects you and your loved ones against any unpredictable circumstances. Act NOW! Choose from 3 easy plans, depending on your budget.


  • Small investment for big assurance, from as low as 17 sen a day
  • 24-hour worldwide coverage
  • Hospital income up to 365 days
  • Visitors' travel allowance
  • Medical expenses including sinseh/traditional treatment
  • Rehabilitation benefit
  • Corrective dental & cosmetic surgery
  • Funeral allowance

Benefits and Premium

Summary of Benefits and Premium for the 3 Plans

Death or Permanent Disablement 50,000 100,000 200,000
Travel Allowance
We will reimburse RM200 per week for travelling expenses incurred by your immediate family when visiting you in the hospital*.
1,000 1,000 1,000
Medical Expenses
Medical expenses incurred as a result of an accident*
3,000 5,000 7,500
Rehabilitation Benefit
In the event of hospitalisation exceeding 7 consecutive days, an additional RM1,000 is made payable to you.
1,000 1,000 1,000
Funeral Allowance
Upon accidental death, we provide a lump sum allowance for funeral or cremation purposes.
3,000 4,000 5,000
Hospital Income (Per day, up to 365 days)
We provide you with an income for the duration you're hospitalised due to an accident.
50 75 100
Dental or Corrective Cosmetic Surgery 1,000 1,500 2,000
Class 1 & 2 63 115 207
Class 3 100 184 331

* Up to the specified limits on the policy.
** Premiums are exclusive of RM10 stamp duty. Premiums are for a period of 12 months.

Classifications of occupation as follows:

Class 1 - Professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous environment.
Class 2 - Professions and occupations involving manual work only occasionally when supervising workmen.
Class 3 - Professions and occupations involving manual work.


Adults between age 18 to 70 are eligible.


Apply Now

Complete the application through our partner Liberty Insurance’s website by clicking on “Apply Now”


Underwritten by:


This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P), formerly known as AmGeneral Insurance Berhad. All claims and liabilities arising from the policies should be made with the company.